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WebAnd they offer such incentives by offering extra cover on top of the existing sum insured. This extra cover is categorized as a no-claim bonus. In this case, however, Optima Secure offers a no-claim bonus of 50% whereas myHealth Koti Suraksha offers a no-claim bonus of 10%. And the no-claim bonus may be capped at different levels too. WebApr 14, 2024 · Optima Secure ; Optima Secure Individual; Optima Super Secure plan; Optima Super Secure plan Individual; Optima Restore Family Floater; Optima Restore Individual; Critical illness Insurance ; Super Top up Insurance ; Corona Kavach Policy ; Arogya Sanjeevani Policy, HDFC ERGO ; Koti Suraksha WebCritical Illness Insurance Plans. Niva Bupa (Max Bupa) offers a CritiCare plan that aims to protect you and your family. Some features include: Covers 20 major critical illnesses like cancer, paralysis, multiple sclerosis, loss of speech, major organ transplant, etc. Provides a cover-up to Rs. 2 crores for two adults. biological treatment of waste water